Mr. Chairman, I remember when I got my first job at McDonald's. My
immigrant mother and my immigrant father sat me down and talked to me
about the taxes that I would pay coming out of my first paycheck. I
clearly remember my dad saying to me: Don't let the taxes that you pay
stop you from saving most of this money, because in America, not only
do you get taxed when you earn it, you get taxed when you save it, and
if you save enough, you will get taxed when you die. That was my
immigrant father with a fifth grade education. He was a steelworker. Mr.
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