I would like to say a few words myself. obviously to commend the participants. the chairman of the committee. the gentleman from New York and the gentleman from Ohio . and others who have been involved in this. also. the First Lady. for coming here to renew our commitment to microenterprise loans. and clearly Mr. Atwood. who has done a spectacular job with this program. Without Mr. Atwoods help on this and leadership. we would not be where we are today. I would like to take one moment to tell a family story. My family came to this country in 1950. My parents had survived Hitler and Stalin. I was born in a refugee camp run by the United Nations in Germany. We got to New York in October 1949. My father spent a little time in New York and in Boston. the family did. and he wanted to work for himself.