Delays and problems encountered in the provision. distribution. and leasing of temporary housing. Second. The insufficiency of insurance coverage and slowness in settling insurance claims. Third. The need for establishing immediate. effective communication systems. Fourth. Inadequate centralized. coordinated administration and supervision. Fifth. Relief for local governments not able to meet bonded indebtedness because of diminished tax base. Sixth. The advantages to be gained from previously established State disaster plans providing systematic programs for refugee evacuation. emergency food and shelter. and longer range assistance to individuals. Seventh. Need for trained emergency support teams with capability of immediate deployment in major disaster areas.